At Travel Insurance Specialists, we have been an industry leader in designing and administering travel health insurance plans for Canadian Snowbirds for over 25 years.
Through our two plans — designed specifically for Canadians who prefer to winter in the sunny south — we provide coverage for thousands of Snowbirds each year against unforeseen medical emergencies.
© 2023 Travel Insurance Specialists

We offer competitive rates, outstanding customer service and 3 offices nationwide to serve you! Other companies may try to copy our products but no other company can match our commitment to our customers.

Planning on Skipping Winter this Year?

Travel Health Medical Plan Details for the 2023/2024 Season:



  • COVID-19 is now covered like any other medical condition
  • Better rates for most people with a lung condition
  • Up to $5,000,000 of Coverage for emergency medical services including COVID-19
  • Available up to Age 94
  • One Simple Rate Table
  • Annual Multi-Trip plans include coverage for trips in Canada (outside your province or territory)
  • Annual Multi-Trip plans available up to 62 days per trip for most ages
  • Many deductible options (USD): $0, $50, $250, $500, $1,000, $5,000 and $10,000
  • A 90 or 180 day pre-existing condition stability period applies based on your answers to the Underwriting Questions
  • 30 day stability option if you had a recent medication change
  • Major Event Return Home benefit now included with your Single Trip Plan or Annual Multi-Trip Plan policy
  • We accept cancellations and early return refund requests via telephone, mail, email or fax
  • Direct Payment to Hospitals and other providers where possible
  • No Top-up Fee

A La Carte Travel Insurance Details for the 2023/2024 Season:

Canadian Snowbirds recognize that emergency medical insurance coverage is a necessary expense when preparing for their annual trip to warmer climates. 

Take a look at our products designed specifically for Canadian Snowbirds!

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Why Choose Travel Insurance Specialists?

Travel Insurance Specialists (TIS)

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Travel Insurance Specialists is at Your Service!

Due to the minimal amount of coverage being provided by government health insurance plans for Canadians travelling outside the country — some provinces pay as little as $100 per day while in hospital — purchasing adequate travel health insurance becomes an important line of defense against the financial implications of a medical emergency. The right travel insurance plan is needed to provide coverage and peace of mind. 

We've got you covered!



  • COVID-19 is now covered like any other medical condition
  • Most people with a heart condition or a lung condition will qualify for lower rates this season
  • Up to $5,000,000 of Coverage for emergency medical services including COVID-19
  • Available up to age 94
  • Many deductible options (USD): $0, $50, $250, $500, $1,000, $5,000 and $10,000
  • For Plans 1, 2 and 3, a 90 day pre-existing condition stability period applies. For Plan 4 and 5, that period will be 180 days.
  • 30 day stability option if you had a recent medication change
  • Annual Multi-Trip plans available up to 62 days per trip for most plans and ages
  • Annual Multi-Trip plans include coverage for trips in Canada
  • Major Event Return Home benefit included with your Single Trip Plan or Annual Multi-Trip Plan policy
  • We accept cancellations and early return refund requests
  • Direct Payment to Hospitals and other providers where possible
  • A daily rate plan – pay only for the days you need
  • No Top-up fees
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Snowbird Travel Insurance

We provide competitive benefits at low rates with a low deductible for healthy Canadian Snowbirds.
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1 (844) 332-02651 (888) 292-7784

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